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In principle, a property is always a capital investment, regardless of how it is used. In the narrower sense, however, one only speaks of an investment property if it is leased.
Repayment rate :
With a starting capital of € your savings amount is € per month for a term of years and months. Then you have a debt-free property with the corresponding rental income.
If you finance the property completely with your own funds, you will immediately receive 536 € per month in the form of rental income.